Bad Credit Business Loans
Specialized institutional lender programs offering 10-year term loans with predictable monthly payments for credit-challenged business owners.
A Second Chance for Credit-Challenged Businesses
We believe that all merchants should have the opportunity to access liquidity when needed to protect payroll, maintain inventory, and drive enterprise growth.
We offer a unique lender program providing 10-year term loans with predictable monthly payments for merchants who are credit challenged. Whether your personal credit score is under 600, you have discharged bankruptcies in your past, or you have open tax liens with active payment agreements, our syndicate desks structure sustainable financing.
Predictable long-term repayment schedules.
Convenient monthly debits, not daily splits.
Rapid underwriting from direct submission.
Territorial Availability
* This specific 10-year credit-challenged loan program is applicable in 30 select states across the U.S. Please contact our support team or apply to see if your business is registered in a qualifying jurisdiction.
Funding Requirements
- Online application completed
- Complete last 4 months of the business bank statements
- Copy of business owner's driver's license
- Copy of a voided check from the account of business bank
- Bank login verification completed
- Monthly payment debited from merchant's account
Unsure if you qualify? Apply to speak to our underwriting desk.
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