MCA Consolidation & Cash Flow Analyzer
Stacked daily and weekly merchant cash advances severely drain operating liquidity. Model how consolidating active positions into a fixed 24–60 month senior debt facility unlocks working capital runway.
Active MCA Positions
Input outstanding balances and daily/weekly ACH debits (up to 4 positions)
Senior Term Debt Refinance Structure
Recaptures +$165,691 in annualized operational runway.
Eliminate predatory daily bank account sweeps and restore positive working capital runway with single monthly debt service.
Halting Predatory Account Sweeps
Multiple automated daily ACH deductions destabilize cash reserves and trigger bank overdraft cascades. Refinancing into one single monthly payment restores predictable treasury operations.
Extending Term from Months to Years
MCA advances typically require aggressive 4 to 9 month payback periods. Converting that balance into a 24 to 60 month senior debt facility slashes effective monthly debt service by 50% to 75%.
Direct Payoff Settlement
Our syndication desk can coordinate direct escrow payoffs with existing MCA funders, often negotiating payoff discounts and UCC-1 lien terminations to clear your corporate balance sheet.