Underwriting Desk: Active
Accounts Receivable Finance

Invoice Factoring: Turn Receivables into Working Capital

Convert unpaid B2B invoices into instant operational cash flow. Skip 30- to 90-day collection cycles with up to 95% advance rates delivered in 24 hours.

Advance rates from 85% to 95% of gross invoice face value wired within 24 hours of ledger upload
Scalable factoring limits up to $5,000,000 that expand automatically alongside your billing volume
Underwriting anchored on creditworthiness of your B2B customers, eliminating personal credit barriers
Speak with AR Specialist
No Hard Credit Pull·Direct Desk Underwriting·Disbursements in 24–48h
Program Structure

Accounts Receivable Factoring

Active Factoring Desk
Advance Rate85%–95%
Fee RateFrom 0.25%/wk
Facility CapUp to $5M
Decision WindowWithin 24h
Authorized Use of Proceeds:

Bridging 30–90 day customer terms, funding immediate payroll & supplier liabilities, and financing rapid new contract fulfillment without equity dilution.

Underwriting Desk:
Accounts Receivable Liquidity

Unlock Capital Locked in Outstanding Billing

Waiting on customer payments is one of the primary hurdles to scaling B2B businesses. Invoice factoring bypasses traditional bank debt covenants by monetizing your approved accounts receivable ledger immediately.

Advance Rates
85% to 95%

Direct wire release within 24 hours of invoice approval.

Fee Structure
From 0.25%

Weekly factoring fee tied directly to debtor credit profile.

Credit Ceiling
Up to $5,000,000

Dynamic lines that expand in real-time with your order volume.

Funding Window
24 Hours

Rapid ledger review, onboarding, and same-day liquidation.

* Factoring fee structures depend on debtor creditworthiness, invoice aging periods, and total monthly ledger billing volume.

Underwriting & Requirements

Seamless intake designed for high-growth commercial vendors

  • Complete simplified online intake application
  • Submit outstanding invoices & current AR Aging report
  • B2B or government client debtor base with verifiable track record
  • Scalable credit lines from $20,000 to $5,000,000 monthly
  • No hard minimum personal credit requirement (debtor credit prioritized)
  • Subsequent advances funded within 24 hours of schedule submission
  • Full collections support with transparent weekly disbursement reporting
Security & ComplianceAES-256 Verified

All ledger uploads and debtor records are processed under strict commercial privacy protocols with SOC-2 compliant encryption.

Cap:$5,000,000
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